Looking for a home? Your SEARCH for a home actually starts with a Mortgage Professional! Contact Leah Vega at [email protected] / 702-525-0188 to get your finances in order. ALSO, need an introduction to a top notch Realtor in Henderson, Please email me at [email protected] - I can learn more about your needs and introduce you to a GREAT Realtor!
Henderson continues to grow at a rapid pace, and with rising rents, many locals feel like buying a home is out of reach. But here’s the truth: you don’t need 20% down to buy your first home. In fact, with the right loan program, you can purchase with as little as 3% down—and start building equity in a city known for strong community values and long-term appreciation.
Who This Program is For
If you’re a first-time homebuyer with limited savings, this program was designed with you in mind. Whether you’re just starting your career, saving for your family’s future, or moving from renting to owning, the 3% down option helps you get into a home sooner without waiting years to save up a massive down payment.
Highlights of the Program
Low down payment: Only 3% required.
Flexible credit guidelines: More forgiving than traditional loans.
Gift funds allowed: Parents or relatives can help you with your down payment.
Down payment assistance options: Local and state programs can help reduce your upfront costs even further.
Busting the 20% Myth
One of the biggest misconceptions in homebuying is that you need a 20% down payment. While putting more money down has its advantages, today’s loan programs are built to give first-time buyers options. A smaller down payment means you can step into homeownership now—while rents continue to rise—rather than sitting on the sidelines.
Why Henderson is the Perfect Place to Start
Henderson offers more than just beautiful neighborhoods and top-rated schools. With strong long-term appreciation and a reputation for being one of the safest, most family-friendly cities in Nevada, buying here is an investment in your lifestyle as well as your future. For young families especially, Henderson provides the perfect entry point into homeownership.
A Real-Life Scenario
Imagine a young couple renting a two-bedroom apartment in Green Valley. Instead of renewing their lease at a higher monthly rate, they explore the 3% down option. With Leah Vega James as their loan officer, they discover they can own a home for about the same monthly payment they were making in rent. Within weeks, they move into a starter home with room to grow—and start building equity in their own property instead of their landlord’s.
Why Work With Leah?
With Leah as your loan officer in Henderson, you’re working with someone who truly understands how to make these programs work for first-time buyers. She’s not just a mortgage broker—she’s a strategic advocate who guides her clients with clear, jargon-free communication, creative solutions, and the kind of service that makes the process feel simple, not stressful.
👉 Ready to explore how little it takes to buy your first home? Start with a free pre-approval consultation today.
Contact Leah Vega James at Neo Home Loans
📍 Near The District at Green Valley Ranch
📞 (702) 555-1234 (update with correct number)
🌐 neohomeloans.com
📸 Instagram: @mortgagemama702
